Small and medium-sized enterprises (SMEs) are often not even aware that they are exposed to certain risks if they are not insured. More than 40% of small businesses do not have general insurance, and 62% of businesses that are insured are not optimally insured. There is also no quick and easy way for SMEs to get personalized recommendations on what insurance is recommended for them and how much it would cost, nor is there a quick and easy way to manage the insurance taken out - documentation, extension, upgrade, etc., as existing insurance policies are usually taken out in person.

An intelligent web interface that enables the company to review its risks, configure insurance policies for these risks and manage insurance policies (dashboard). The interface, which is based on a minimal amount of data (using databases - ajpes, zk ...), puts together a customized insurance offer for the SME and also allows the user to easily change the policy as the company expands (adds a car policy when hiring the first passenger, increases the policy when hiring new employees, adds a claims insurance when starting work abroad, etc.) directly in the web application.

Using machine learning and access to public and specialized databases, the system proposes and adapts (personalizes) insurance policies to the company, then allows the company to easily add new elements as the company's needs change. Everything can be done online.